Bank-Branch Sale-Leaseback Intelligence

Source branch real estate
worth owning.

BranchScout scores every US bank and credit union on credit strength, branch ownership, and market quality. Net-lease investors go from thesis to target list in minutes.

Book a demoSign in →
app.branchscout.com / institutions
BranchScout institutions view
8,648
Institutions
98,000+
Branches tracked
16+
Data sources
3,286
Counties mapped
§01· Ask, and get the list
Meet Scout AI

Describe the deal you want. Scout AI builds the list.

Type the thesis the way you’d say it to an analyst. Scout AI turns it into a query against 8,648 institutions and 98,000+ branches, and hands back the matches with a source link on every one.

  • Plain English, real filters
    “Under $500 million” becomes an asset ceiling, “owns most of its branches” becomes an ownership floor. You see exactly which filters it applied.
  • It never makes a number up
    Scout AI chooses what to look up; the platform writes the answer from the filings. Every figure on screen came out of a record, and links back to it.
  • It knows the domain, not just the data
    Ask what a sale-leaseback is, how the score is weighted, or where a figure came from — and it answers from the methodology, not from guesswork.
Scout AI
Answers from your data
Live
Texas banks under $500 million that own at least 70% of their branches
Searched institutionsstate TXmax_assets_usd 500,000,000min_owned_pct 70

8 institutions:

86
Yoakum Bankhot
Bank · Yoakum, TX
Assets $382.0MBranches 5Owned 100%
75
Valuebank Texashot
Bank · Corpus Christi, TX
Assets $303.0MBranches 9Owned 100%
68
Sanger Bankwarm
Bank · Sanger, TX
Assets $219.7MBranches 2Owned 100%
NextWhy Yoakum Bank scores that wayBranches Yoakum Bank ownsOnly hot-tier targets

Real answer from the live platform. Every figure links back to the filing it came from.

Or watch the full picture.

Scoring, the market explorer, the map, pipeline and alerts, in under two minutes.

Full platform walkthrough · 1 min 52 sec

§02· The sourcing problem

Sourcing branch sale-leasebacks is a research problem

There are more than 8,600 banks and credit unions in the country. A handful are good net-lease counterparties this quarter. Finding them by hand means reading call reports one institution at a time.

01

You can't see who owns versus leases

Branch-level ownership isn't in any single feed. Without it, you're guessing which portfolios can even do a sale-leaseback.

02

Tenant credit is buried in filings

Tier-1 capital, non-performing loans, CRA standing, enforcement actions. The signal sits across filings that update on a lag.

03

Location quality is hard to compare

A branch's deposits, local market share, and surrounding income determine whether real estate holds value. Comparing across markets takes weeks.

§03· How it works

From raw filings to a ranked target list

01 · Ingest

Ingest

We pull from 6 federal agencies and county assessor records across 47 states. Every record keeps its source.

02 · Score

Score

Each institution and branch gets a Branch Buy Score from 0-100, built from seven inspectable weighted factors.

03 · Surface

Surface

Filter to owned branches, healthy tenants, and strong markets. Rank a whole state by acquisition fit in seconds.

04 · Watch & pipeline

Watch & pipeline

Watch your targets and move them identified to closed, with alerts the moment a tenant's credit, status, or standing shifts.

§04· The Branch Buy Score

A score you can take to your investment committee

Every rating breaks into seven factors, each traced to a federal source. When a number changes, you can see exactly which factor moved and why.

Bay State Savings Bank
Worcester, MA · 18 branches · FDIC
86Hot target

Strong credit, high branch ownership, solid deposit base.

Credit health20%
Branch ownership (owned %)20%
Asset size15%
Geography15%
Market saturation10%
Regulatory standing10%
Branch property10%
Independent financial health rating

For 8,600+ banks and credit unions, BranchScout computes a 1.0-5.0★ safety rating from Tier 1 capital, NPL ratio, return on assets, and efficiency ratio. The calculation runs on public call reports (FDIC for banks, NCUA for credit unions), not licensed data from Bauer Financial or any commercial agency. Each input links back to its original filing.

§05· Why BranchScout

Free data is stale. Enterprise data costs $20k+. Neither was built for deal sourcing.

Banks and credit union data exist across federal sources. No tool has put it together specifically for net-lease sourcing teams.

What sourcing teams needFree gov data
FDIC / NCUA		Enterprise
S&P · Curinos		Purpose-builtBranchScout
Branch location data✓✓98,000+ branches
Financial metrics per branchAnnual only✓Quarterly refresh
Real-time branch updates12-month lag✓✓
Dashboard & scoring UI✓Branch Buy Score built in
Ask questions in plain EnglishScout AI, with sourced answers
Watch & monitor specific banksWatchlist + first alert
Failure, merger & distress alertsLive event feed
No enterprise sales cycle✓Invite by email, same day
Price for deal teamsFree but stale data$20k-$100k/yr$499/mo

The only platform that covers the full sourcing job, priced for deal teams.

§06· The platform
The platform

The tools a sourcing desk actually uses

Scoring, market analysis, mapping, pipeline, watchlists, and alerts. Built around how net-lease sourcing teams work.

Scout AI — your research assistant

Ask in plain English and get a filtered target list, a score breakdown, or a market comparison — with a source link on every figure.

Institution & branch scoring

Rank 8,648 institutions and 98,000+ branches by acquisition fit, or drill into a single branch.

Market explorer

County-level view of deposits, competition (HHI), income, and strong targets per market.

Map intelligence

Every branch on a map, clustered and filterable by score, ownership, and deposits.

Deal pipeline

Track targets from first look to closed, with notes on any bank, documents, and stage history.

Watchlists & monitoring

Save a bank, or a whole search, as a monitor. We watch it for you and show what moved since you saved it (score, credit, or status), so you don't re-check the database by hand.

Five-signal alert system

Hot prospects · NPL deterioration (NPL up 2+ quarters, a sign of selling pressure) · Credit downgrade · Regulatory standing · Bank failures & mergers. Alerts on the banks you watch surface first.

Documents & reports

Generate acquisition memos, LOI drafts, and due-diligence checklists, pre-filled with branch and market data.

Pipeline analytics

Win-loss rates, deal velocity by stage, and pipeline value. See where deals stall and which sourcing closes.

Tune the score to your thesis

Adjust the seven factor weights to match how you underwrite. Every institution re-scores to your model.

§07· Return on investment

The data is public. Nobody has connected it. Until now.

Analysts navigate dozens of sources (federal agencies and state property databases), download multiple file formats, and spend 40+ hours a month connecting data that was never designed to link together. BranchScout does it automatically and scores every branch on the result.

Federal agencies6 sources
  • ✓ FDIC BankFind + Call ReportsQuarterly
  • ✓ FDIC Summary of DepositsAnnual
  • ✓ NCUA Financial DataAnnual
  • ✓ FFIEC (CRA ratings)As updated
  • ✓ US Census ACS (demographics)Annual
  • ✓ FRED (macro indicators)Monthly

⚠ Spread across 6 systems with different formats. No single API joins them.

State property records47 states + DC

✓ Branch-level ownership (owned vs. leased), square footage, year built

From California and Texas to Florida, New York, Arizona, North Carolina, and 41 more

County assessor records matched to branch addresses. About 23,700 branches classified so far, growing as more counties come online.

⚠ No national database exists. Each county publishes differently, so coverage deepens county by county.

Regulatory eventsAs filed

◷ Enforcement actions (roadmap)

FDIC enforcement orders and consent agreements. No public bulk feed exists yet, so ingestion is on the roadmap. Regulatory pressure signals a motivated seller.

✓ CRA rating changes

Community Reinvestment Act exam results from FFIEC, updated each cycle. Poor ratings add regulatory risk to tenant credit.

⚠ CRA ratings are live today. Enforcement-action ingestion is on the roadmap (no public bulk source yet).

BranchScout ingests all 16+, normalizes them to the branch level, and recomputes every score when any source updates.
✗ Manual

Manual: dozens of sources

$0 in fees
$2,000-$5,000/mo in analyst time
  • Navigate dozens of sources: federal agencies and state databases
  • Parse multiple file formats (CSV, JSON, fixed-width, ArcGIS)
  • Cross-reference institutions ↔ branches ↔ counties by hand
  • Re-run every quarter when sources update
  • No scoring, no alerts, no pipeline
✗ Generic

Enterprise Data (CoStar, S&P Global)

$20k-$100k/yr
  • No branch-level ownership data
  • No SLB-specific scoring
  • Still requires manual data assembly for branch-level analysis
  • Requires implementation project
  • 12-month contract lock-in
✓ Purpose-built

BranchScout Pro

$499/mo
  • Dozens of sources: federal agencies and state property records, normalized to branch level
  • Branch-level ownership + credit + market in one view
  • Branch Buy Score recomputes automatically
  • Live alerts when credit or market shifts
  • Login and go, zero setup

Pulling data from dozens of sources (federal filings and state property databases) and connecting it manually costs 40+ analyst hours a month, roughly $2,000-$5,000 in staff time. A BranchScout subscription costs $16.63/day. And when you source one deal on a $3M-$15M property, the platform has paid for itself 40 times over.

$16.63
per day, less than a restaurant dinner
$499
flat per month, no lock-in
40×
ROI from one sourced deal
<0.1%
of one transaction value
§08· Pricing

Built for deal teams, not enterprise IT

At $499/mo, one sourced deal this year means your subscription is less than 0.1% of the transaction value.

Analyst

For boutique and solo sourcers

$299

per month · one state · 1 seat

  • Scout AI — 50 questions a day
  • Institution & branch scoring
  • Market explorer & map
  • Score breakdowns
  • Watchlist & alerts
  • CSV & PDF export of your work
Book a demo
Most popular

Professional

For active net-lease funds

$499

per month · all 50 states · up to 3 seats

  • Everything in Analyst
  • Scout AI — 300 questions a day
  • National coverage
  • Pipeline, watchlists & priority alerts
  • Documents & reports
  • Export your pipeline, reports & memos
Book a demo

Enterprise

For REITs and institutional funds

Custom

Unlimited seats · API access

  • Everything in Professional
  • Scout AI — effectively unlimited
  • API & data feed
  • Custom scoring weights
  • SSO & priority data refresh
  • Onboarding & SLA
Talk to sales
Just need the data? One-time Data License

Buy the full scored dataset as a dated, licensed snapshot, national or per-state. A one-time purchase for teams that want the data in hand, separate from a monitoring subscription.

Contact us
§09· FAQ

Questions buyers ask first

Scout AI is the research assistant built into BranchScout. You ask in plain English — “Texas banks under $500 million that own most of their branches” — and Scout AI turns that into a query against the scored database. The part that matters: Scout AI decides what to look up, but it does not write the numbers. Every figure in an answer is read out of a filing by the platform and carries a link back to the record, so you can check it in one click. It will tell you when a search returns nothing rather than filling the gap, and it declines to give investment advice. It also answers questions about the product itself — what a sale-leaseback is, how the score is weighted, where a figure came from.
Two groups. Federal agencies (6): FDIC BankFind and Call Reports, FDIC Summary of Deposits, NCUA, FFIEC CRA ratings, U.S. Census ACS, and FRED. State property records: county assessor data across 47 states plus DC, covering branch-level ownership, square footage, and year built. CRA ratings are matched to each bank from FFIEC; enforcement-action ingestion is on the roadmap. We tag every field with its source, so you can trace any value back to the original filing.
It depends on the source. Bank and credit union financials both follow quarterly call report schedules (FDIC for banks, NCUA 5300 for credit unions). Branch deposits update annually, macro indicators monthly. State property records refresh as counties publish updates. Scores recompute when any input changes.
No. It is a weighted model across seven factors: credit health, branch ownership, asset size, geography, market saturation, regulatory standing, and branch property. Each institution's score shows every factor's contribution, and the weights are visible.
Your subscription exports your own work: your pipeline, alerts, and the reports and memos you generate, as CSV and PDF. The complete scored database is a separate product, sold as a one-time Data License (national or per-state); contact us for it. Enterprise adds an API and data feed.
Yes. Save any bank or search as a watchlist monitor. We check it against each data refresh and alert you when its score, credit, or status changes, so the banks you care about reach you first instead of you re-checking the database.
Yes. Both banks (FDIC) and credit unions (NCUA) are scored on the same model, covering 8,648 institutions and 98,000+ branches. Both file quarterly: banks via FDIC call reports, credit unions via the NCUA 5300.
Yes. BranchScout tracks CRA ratings and credit deterioration (rising NPL over consecutive quarters), and ingests bank failures and mergers from FDIC records, turning each into an alert. Formal enforcement-action ingestion is on the roadmap.
The United States, down to the county and branch level, across roughly 3,000 counties. Analyst plans cover one state or region; Professional and Enterprise cover all 50 states.
§10· Coverage

What's live, and what's coming

We publish our coverage gaps so you know what to verify independently.

Institution financials
All 8,648 banks and credit unions
✅ Live
Branch locations
98,000+ branches, all 50 states
✅ Live
Independent safety rating
8,600+ institutions scored 1.0-5.0★
✅ Live
CRA ratings (FFIEC)
3,291 banks rated · enforcement on roadmap
✅ Live
Financial trend detection
11 quarters of history, 8,600+ institutions
✅ Live
Ownership (owned vs. leased)
47 states + DC, about 23,700 branches classified
✅ Live · expanding
Branch geocoding
Banks: street-level · Credit unions: upgrading now
⚙ In progress
Ownership: deeper county coverage
Adding counties within covered states
🗓 Roadmap
Credit union quarterly financials
Quarterly (NCUA 5300 cadence)
✅ Live

See your target market in BranchScout

Book a 20-minute demo. We'll run through your state or thesis on live federal data.

Book a demoSign in
BranchScout — Bank Branch Sale-Leaseback Intelligence